Financial Health and Sustainability
Driven by purpose, we believe in the future - and in our role to help shape it.
At Sparkasse Bank dd BiH, we are guided by a simple but powerful conviction: our success as an institution is possible only if the community in which we operate is sustainable, resilient, and thriving. This is why we have built a business model that goes well beyond the traditional role of a commercial bank.
Rooted in more than 200 years of Sparkasse heritage, our model today combines the values of accountability, innovation, and partnership with a modern understanding of sustainable growth. The founding principle - to be accessible and useful to all - remains at the heart of who we are.
At Sparkasse Bank dd BiH, we are guided by a simple but powerful conviction: our success as an institution is possible only if the community in which we operate is sustainable, resilient, and thriving. This is why we have built a business model that goes well beyond the traditional role of a commercial bank.
Rooted in more than 200 years of Sparkasse heritage, our model today combines the values of accountability, innovation, and partnership with a modern understanding of sustainable growth. The founding principle - to be accessible and useful to all - remains at the heart of who we are.
We aim not only to provide financial services but to actively contribute to the financial health and sustainability of individuals, businesses, and local communities, and strive to enhance people’s quality of life and create opportunities for long-term development.
Our sustainability mission is not an add-on; it is embedded in our core business. As organization, we are committed to best corporate governance principles. Through responsible lending, fair and humane banking, and a focus on long-term stability rather than short-term profit, we help our customers grow sustainably and stand by them during challenging times.
We are fostering the positive transformation of society, believing that partnerships among progressive forces - united through many small but concrete, smart, innovative and long-term initiatives at a systemic level - can lead to meaningful and lasting change. First and foremost, we actively support the development of the economy we work in - connecting finance with environmental responsibility, encouraging new business models helping to shape more resilient economy for Bosnia and Herzegovina.
We are deeply engaged to empower local societies we work in to be more financially and socially inclusive, diverse, environmentally healthy and most of all, equipped with financial knowledge as a base of individual and collective economic prosperity.
Our results confirm that such an approach not only builds a strong, growing, and stable bank but also creates trust and value for society as a whole - proving that sustainability and financial success go hand in hand.
This success belongs to our most valuable resource – our dedicated employees, whose professionalism and integrity embody the spirit of the Sparkasse brand every day.
This success is seen as a call to responsibility - to continue shaping a better world for people, the economy, and the planet entrusted to us.
Management Board of Sparkasse Bank dd BiH
Amir Softić Amer Hadžikadić Igor Bilandžija Igor Jokić
Financial Health and Sustainability
Our business model for building financial health and sustainable development for the bank, our clients, and the community we operate in is implemented through four pillars of action:
We leverage our influence to drive societal transformation and improve the quality of life for people.