Corporate Customers

Sparkasse Bank dd BiH tries to be the partner in business for its clients. This commitment of the bank is recognized by many clients that gave us their trust and the result is near 10 thousand opened transaction accounts for the banking business.

For detail information about products and services for corporate business please contact:

Telephone no: 033-280-300

Or send email to:

Products and services for Corporate Customers


Your needs and requirements

Sparkasse Bank offer

Long- term financing

Depending on the needs of your company Sparkasse Bank dd BiH offers you a wide range of different models of long term financing.

Investment loan, loan for working capital, loan for restructuring debts with other banks, loan for construction, credit covered by money deposit

Short - term financing

Through different models of short term financing the Sparkasse Bank dd BiH will try to adjust your needs for assets with the nature and dynamics of the business of your company.

Export loans and loans for preparation of export of goods and services, Revolving loans

Loans due overdraft on the account, Loans to banks

Loans to other financial institutions, Credit covered by money deposit

Documentary Business

If your business process requires, Sparkasse Bank dd BiH offers a wide range of product from the documentary business

Documentary collection, Letters of credit, other guarantees

Payment Operations and Cash Management

Simple and fast payments with favorable fees

KM and foreign currency accounts

Domestic and international payment operations

Free of charge daily account reports

Payment and cash withdrawal at ATMs and POS terminals worldwide - 24 million of sales points in 170 countries

Visa Business Electron card

24/7 access to your bank account, from any place in the world with internet access

E Banking

FX Products

Simple procedures for buying/selling currencies with no limit within 24hrs

FX Today, FX Spot, FX Forward, FX Order

European Investment Bank 

Eligible beneficiaries:

Credit line will be used for financing projects of legal entities carrying out their businesses and being registered in Bosnia and Herzegovina and meeting the following conditions:

  • Small and Medium Enterprises with less than 250 employees;
  • Mid-cap enterprises with minimum 250 employees and less than 3000
    employees on consolidated basis;
  • Final beneficiaries of any size: private sector companies employing more than 3000 employees (non-SMEs and non-Mid-Cap companies) or institutions and companies from public sector of any size.

 Purpose of funding:

  • Purchasing, renovation or expansion of tangible assets
  • Investments in intangible assets: cost of investments in intangible assets (development, planning and funding of project cost through the construction phase, the cost of research and development, development of distribution networks in domestic or other markets within the EU)
  • Mid and long-term investments for purchasing working capital

Funding amount:

  • The amount of an EIB allocation may reach up to 100% of the loan granted by the intermediary to small and medium enterprises, but may not exceed EUR 12.5 million (or other currency equivalent);
  • The amount of an EIB allocation may reach up to 50% of project cost for any other type of final beneficiary, but may not exceed EUR 12.5 million (or other currency equivalent).


2 -15 years, depending on type of final beneficiary and project in question.

Benefits of long term funding:

Due to participation by EIB, our bank may offer more favorable interest rates than the commercial ones.