EFT POS is a device for electronic banking at payments of goods, services and performing of financial transaction when using all kinds of cards.

If you want to improve the business of your company and offer to your clients the possibility of non cash payments of your goods and services the Sparkasse Bank dd can offer you the installing of POD terminals for acceptance of the BamCard cards.

Enabling at your disposal the POS terminals for your use and education of staff for handling the device by the Sparkasse Bank dd is costs free. 

At this option of cooperation the potential buyers of your goods would be numerous users of BamCard cards of our Bank that has its premises in over 40 places in Bosnia - Herzegovina as well as other BamCard users having their BamCards at other banks as follows:  (UPI Bank  d.d. Sarajevo; Volks Bank  d.d. Sarajevo; IKB Bank  d.d. Zenica; Tuzlanska Bank  d.d. Tuzla; BBI Bank  d.d. Sarajevo; Vakufska Bank  d.d. Sarajevo; KIB Bank  d.d. Velika Kladuša; Union Bank  d.d.Sarajevo)
Use of POS terminals at points of sale in stores and other facilities enables:

• Services as standardized at global level;
• Best possible risk mitigation of card users and cad issuers;
• Simplicity of performance of the transactions;
• Speed of the transaction;
• Reduce of costs;

Main functions and advantages of these devices are:

• Simple input of all necessary information by pulling the cards through the scanner - no imprinting the cards and slow writing of numbers;
• The device alone proves the validity of the cards in the integrated and always updated of the invalid cards;
• The device writes on its writer all necessary data on amounts and accounts and the receipt is to be signed by the card user;
• The device writes also various information on transactions and takes over the role of the cash desk on the point of sale;
• The realized turnover is entered automatically by the phone line into the BamCard processing center;
• Except the automatized sales there are also other functions such as authorization, cancel, copy of the receipt etc;
• Majority of population of the developed parts of our country has BamCard debit and credit cards;
• Clients are more easily spending than buying with cash;  
• Total turnover by accepting cards is increased;
• The turnover of cash is decreased which minimizes cash risks (robbery and other risks);
• The assets are on your account next day;

If you wish to install POS terminal on your points of sale please contact the branch in which you have opened a charging account. You will find our contacts on the link Branches.