Internet banking is certainly the simplest way of financial operations. 
It enables you to pay various bills, transfer monies from one account to another, access your current account statement and turnover, without leaving your home. 

Sparkasse netBanking service gives you 24/7 access to your bank account, from any place in the world with internet access (including places such as hotels, internet cafés, etc.)
All you need is to access to the Bank’s website on http://www.sparkasse.ba/eng/netbanking

Services that netBanking includes:

• Payments in country – paying various bills, such as utilities, etc.;
• Cross-border payments – meeting your obligations towards foreign partners, paying hotel bills, etc.;
• Currency exchange;
• Checking your statement of accounts;
• Looking through your account turnover;
• Receiving electronic account statements;
• Reviewing daily exchange rates;
• Receiving information on the Bank’s products and services, as well as special offers for the Bank’s clients. 

 
How to become netBanking user:

You can become a netBanking service user in a very simple way.  If you already have a current account open at the Bank, all you need is to fill the entrance form at the closest Sparkasse Bank office. 

In case you do not have current account open, it is necessary to:

- open a current account;
- enclose a photocopy of your ID or passport and
   photocopy of your place of residence form (CIPS form). 

If you are a legal entity that does its payment operations through Sparkasse Bank p.l.c., it is enough just to fill the netBanking entrance form. 

Advantages of netBanking

•Perform payments in country and abroad and exchange money electronically from your own office or home;
•Be informed on your assets on the account at any moment;
•Save both your time and your money by using netBanking services. 

Access to netBanking:

You can access netBanking through website www.sparkasse.ba/eng/netbanking

You will see this window:

Click on the netbanking link to get the internet banking login window:

Enter your username in the “Ime korisnika” field, your password in the “Lozinka” field, and in “Token” field your one-time password got from your token generator.  Then click OK.  If your ELBA process username, password and token are correct, you will be successfully logged in and will access the Sparkasse netBanking home page.

Operation instructions for netBanking can be found at the www.sparkasse.ba/netbanking We wish you pleasant work with the netBanking service of the Sparkasse Bank p.l.c.